Pay over Time with SHOP PAY
Financing
Enjoy easy, flexible payments with Shop Pay. Buy now and pay later through simple installments, with an eligibility check that won't affect your credit score.
Buying with Shop Pay is simple
CHECKOUT
Go through the checkout process as you normally would. Then, when selecting a payment method, select Shop Pay installments.
PAYMENT PLAN
Shop Pay will redirect you to a portal where you will be able to select different plans. Choose whichever one suits your needs the best.
PLACE ORDER
That's it! Your order will be processed and fulfilled as normal.
Buying with Shop Pay is simple
CHECKOUT
Go through the checkout process as you normally would. Then, when selecting a payment method, select Shop Pay installments.
PAYMENT PLAN
Shop Pay will redirect you to a portal where you will be able to select different plans. Choose whichever one suits your needs the best.
PLACE ORDER
That's it! Your order will be processed and fulfilled as normal.
Also Available at
Download the Shop app for your mobile device and create an account. You will need to give Shop your email and phone information and add your card. All payment plans can be managed through the Shop app.
Interest rates will vary depending on the chosen payment plan. Shop Pay's "Pay in 4" bi-weekly option is interest-free for purchases between $50 and $999.99. Longer term financing options may or may not available depending on your credit history and have interest rates that range from 10% to 36% APR.
The criteria for using Shop Pay installments is that you must have a Shop Pay account and be at least 18 years old. All transactions must be carried out in USD, CAD, or GBP based on where you reside. You may use a supported debit or credit card - Capital One, Chase credit cards, and prepaid credit or debit cards are not accepted, and Shop Pay is not compatible with digital wallets such as Apple Pay. Final approval for installments are determined by Affirm on a case-by-case basis.
If you are unable to make a Shop Pay installment payment, Shop Pay will attempt to charge the card again. Though there are generally no late fees, your credit score and future eligibility to use Shop Pay installments may be impacted by late or partial payments. If you have issues or questions with your Shop Pay installments, contact Affirm or Shopify support.
